# MARRIAGE FINANCIAL SETTLEMENT PROPOSAL
Date: 9 April 2030
Parties: Rachel Evans and Michael Evans
## 1. Purpose and parties
Rachel Evans sends this proposal to Michael Evans after their separation on 1 September 2029. They married on 12 August 2014, have one child aged 11, and have obtained a Conditional Order in the Family Court at Bristol. Each should take independent family-law advice.
## 2. Facts, scope and terms
The disclosed matrimonial schedule records 21 Church Walk, Bath (agreed value £465,000; mortgage £214,000), joint savings £32,000, Rachel's pension CETV £118,000, Michael's pension CETV £176,000 and Michael's 25% interest in Evans Joinery Limited valued at £74,000. Rachel's inherited £60,000 ISA is claimed as non-matrimonial but disclosed.
## 3. Process and responsibilities
Rachel proposes that she and the child remain in the home until the child finishes secondary school, subject to mortgage affordability. It would then be sold unless Michael's interest is bought out at an updated valuation. Savings are divided equally; Rachel retains the ISA; the business interest remains with Michael.
## 4. Evidence, records and safeguards
To balance pensions, the parties propose a pension sharing order transferring 22% of Michael's pension to Rachel, subject to provider implementation. Child maintenance will be paid through the Child Maintenance Service assessment or a separate compliant arrangement. No spousal maintenance is proposed, subject to needs and disclosure.
## 5. Review, escalation and outcome
The intended outcome is a clean break on capital, pension and income claims once the Family Court approves a properly drafted consent order. This letter is negotiation only: it does not transfer title, create a binding clean break or bind the court. Full and frank disclosure, updated valuations and Form E information remain necessary.
## 6. Reservations and practical protections
The parties should use mediation or solicitor correspondence, while safeguarding and financial pressure remain relevant. Either may withdraw before signed order; tax, mortgage consent, pension charges and child welfare must be checked. Nothing prejudges the court's statutory fairness and needs assessment.
## 7. England and Wales law and completion
Rachel invites written comments within 21 days and proposes a consent-order draft after agreement. England and Wales law applies, including the Matrimonial Causes Act 1973. Post and email to the solicitors are separate notice methods. Rachel signs on 9 April 2030.