# ROAD TRAFFIC ACCIDENT CLAIM
Date: 8 May 2033
Parties: Marcus Hall and Priya Nair
## 1. Purpose and parties
Marcus Hall claims against Priya Nair arising from a collision at the junction of Kingsway and Elm Road, Bristol, on 22 February 2033 at 08:10. Priya's car struck the rear passenger side of Marcus's stationary hatchback while he waited at a red light. Both drivers exchanged details; no criminal finding or admission is asserted by this letter.
## 2. Facts, scope and terms
Marcus's dashcam records the red signal and impact, and an independent witness, Naomi Clarke, provided her contact details. Avon Police incident reference 33/1842 was created, but a police reference is not proof of civil liability. Priya should notify her motor insurer and preserve vehicle telematics, photographs, repair estimates and any statement she relies upon.
## 3. Process and responsibilities
Marcus attended Southmead Hospital the same day with neck and lower-back pain. The emergency record found no fracture; his GP diagnosed soft-tissue symptoms and recommended ordinary activity with a review. He missed four workdays, returned on 1 March, and his physiotherapist's report dated 20 April records improving symptoms without promising a final outcome.
## 4. Evidence, records and safeguards
The vehicle repair invoice is £1,860, with £250 paid as the policy excess. Marcus paid £74 for a replacement child-seat assessment and £96 in reasonable travel costs while the car was unavailable. His employer paid £640 of salary during absence, so that amount is not claimed personally; the presently itemised outlay is £2,280.
## 5. Review, escalation and outcome
Marcus asks Priya's insurer to confirm cover, liability and whether the claim falls within the online road-traffic personal-injury process. He will complete the official portal information if eligible and will not duplicate a claim through a second route. The injury valuation requires medical evidence and should not be treated as a tariff award before the correct facts and duration are established.
## 6. Reservations and practical protections
Marcus will provide photographs, the dashcam file, invoice, receipts and medical evidence proportionately. He will consider repair-payment timing and any properly made Part 36 offer, while reserving the right to claim proven consequential losses. Any allegation that he contributed by stopping improperly must be supported by evidence; the signal and road layout remain disputed facts only if the footage is challenged.
## 7. England and Wales law and completion
This completed fictional letter is dated 8 May 2033 and concerns England and Wales. The parties should check the three-year limitation rule for personal injury and the separate rules affecting property loss, rather than assume that correspondence extends time. Marcus seeks a written response through his representative, Daniel Wu, but makes no settlement acceptance until the full terms, costs and medical position are clear.